Welcome to Calforeclosures. (Photograph)
HomeAbout UsFAQ
How to Begin a ForeclosureBegin a Foreclosure
CalforeclosuresHow to Begin a Foreclosure

Requirements to start a foreclosure statement

In order to start a foreclosure we will need information provided by you, the beneficiary, on our "begin a foreclosure page". This information will be used to draw a declaration of default and a notice of default, the starting point of any foreclosure. Based on the information you provide we will initiate the foreclosure process.

Requirements to start a foreclosure are as follows:

  1. Original Note
  2. Original Deed of Trust
  3. A deposit of $250.00
  4. Completed "begin a foreclosure" page

ONCE THIS FORECLOSURE IS OPENED, DO NOT ACCEPT ANY PAYMENT. PLEASE REFER THE PARTY BACK TO MID VALLEY TITLE AND ESCROW COMPANY.

THE BENEFICIARY UNDERSTANDS AND AGREES THAT SHOULD CHANGES AND/OR ADDITIONS OCCUR IN THE ABOVE INFORMATION, OR IF FUTURE ADVANCES TO PROTECT THE SECURITY OF THE NOTE ARE MADE, MID VALLEY TITLE AND ESCROW COMPANY WILL BE NOTIFIED IMMEDIATELY.

Simply fill out and submit the “Begin a Foreclosure” form, and we’ll do the rest.

Typical California Non-Judicial Foreclosure Time line

Below is an outline of the foreclosure process. We make sure that your foreclosure is handled thoroughly and professionally, following these steps.

  1. Start
    Notice Of Default recorded with County Recorder.
     
  2. Within 10 business days
    Trustee mails Notice of default to borrower(s)with Special Requests for Notice.
     
  3. Within 1 month
    Mail Notice of Default to required parties.
     
  4. After 90 days
    Set Sale Date, time and location.
     
  5. 25 days prior to Sale Date
    Send Notice Of Sale to IRS (if applicable).
     
  6. 20 days prior to Sale Date
    Begin publishing Notice Of Sale in an adjudicated newspaper (must run for 3 consecutive weeks).
     
  7. 20 days prior to Sale Date
    Post the Notice of Sale on the property itself. Most services will photograph the posting location for your records.
     
  8. 20 days prior to Sale Date
    Mail Notice of Sale to borrower and required parties.
     
  9. 14 days prior to Sale Date
    Record Notice of Sale with county recorder's office.
     
  10. 5 days prior to Sale Date
    The borrower's right to reinstate expires.
     
  11. On Sale Date
    The property is sold to high bidder or reverts back to lender.
Begin Foreclosure!
 

Simply fill out and submit the “Begin a Foreclosure” form, and we’ll do the rest.

This page and its contents copyright © 2003 Mid Valley Title and Escrow Company
Home | About Us | FAQ | How to Begin a Foreclosure | Begin Foreclosure | Privacy Policy